Legal Disclaimer – Mosaic Global Fund
Legal Notices
January 2011

Introduction

This Legal Notice should be read as being an extension of the Terms and Conditions of the Cardea International S.A. website which can be found here. The Terms and Conditions apply to all users of the website; this Legal Notice relates specifically to the use of webpages and information thereon accessed as a result of accepting the terms of the Legal Notice and setting up a user account.

These webpages contain information on the Cardea International Fund and its sub-fund the Mosaic Global Fund (“The Fund”) which is a collective investment scheme regulated by the Commission de Surveillance du Secteur Financier (CSSF) in Luxembourg.

In accepting the Legal Notice you are certifying that you are authorized, by status or experience, to invest in or provide financial advice relating to collective investment schemes or that you qualify as a well-informed investor per the requirements of the Luxembourg regulatory authority CSSF. You are also agreeing to comply with and be bound by the Legal Notice and the Terms and Conditions of the website. Note that these Terms and Conditions may be subject to charges from time to time.

“Cardea,” “we” or “us” refer to Cardea International S.A., the owner of the website. The terms “you”, “investor” or “potential investor” refers to the user or viewer of this website.

Regulatory Disclosures

Cardea International S.A. is authorized and regulated by the Commission de Surveillance du Secteur Financier (“CSSF”). The Cardea International Fund and its sub-fund the Mosaic Global Fund (“the fund”) is authorized by the CSSF as a specialized investment fund (SIF) according to the Luxembourg law of 13th February 2007.

Terms and conditions, including risk factors, relating to the Funds are set out in the prospectuses to those Funds. You should always read and understand these terms and conditions before making an investment. In addition, you should always consult a professional financial advisor before making investment decisions.

Limitation of Liability

Cardea is excluded from all liability, (excepting liability arising from our fraud, negligence and regulatory breaches) for any loss or damage arising from or in connection with you using this website including any decisions you may make based on the information made available to you through this website.

Questions

If you have any questions relating to your usage of the content of this website, then please e-mail us on info@cardeainternational.com